When I started working in the mortgage industry nearly all mortgages were the same, each lender had only one rate and they all charged the same. Almost every mortgages was for 25 years and if you wanted to borrow from a lender ideally they wanted you to have been a saver with them for some years.
How times have changed!
Today there is a huge choice and competition amongst the lenders all of which is fantastic news for the borrower, it does however mean things are now more complex and having professional advice about the right mortgage for you and your circumstances is vital.
We understand in this modern world life is no longer 9-5 so we offer flexible appointments to suit your needs.
Our Advice
Our initial meeting is free of charge. There is no obligation to use our service. We will only charge if you decide to go ahead and use our services.
The right Mortgage
We will make a full assessment of your needs, priorities and goals and then recommend the right mortgage for you
The right Protection
Having gathered all the information about you, your circumstances and your home, we will provide advice and recommendation on the right protection for you.
Getting you there
We are not just here to arrange your mortgage and protection. We will support and guide you through the home buying process right up to the day you get your keys
The future
We will be here to provide you with help, guidance and advice from re-mortgaging to home moves in the future as your circumstances change.
If you are experiencing financial difficulty and struggling to make repayments, then you can contact your lender who may be able to help taking account of your individual circumstances.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE
You may want to contact one of the free impartial money guidance and debt advice services such as StepChange, Citizens Advice, or Turn2Us.