CPT Mortgages

CPT Mortgages

Buildings and Contents Insurance

 

Your home is likely to be as a result of years of hard work, full of your treasured memories and possessions. It is far more than just bricks and mortar so making sure that you have the correct insurance for “you” will give you peace of mind should the worst happen.

 

 

 

Every home is unique and online quotes rarely take this into consideration.

Building Sum Assured

The cost of rebuilding is not going to be the same as the market value and will change over time. This amount should be enough to cover the full cost of rebuilding your home.

Alternative Accommodation

Having this will give you peace of mind and reassure you that should you need to leave your home due to something like a flood or fire you shall have alternative accommodation.

Contents Cover

It is very surprising how much it would cost to replace all of your belongings yet many insurers will only cover a standard amount such as £35,000.

Accidental Damage Cover

Insurance policies rarely cover this automatically so it needs to be selected as an additional benefit.

Cover Away From Home

Very often we take valuable items away with us such as watches, jewellery and technology gadgets. It is a good idea to cover expensive items separately on your policy.

Buying Online

Whilst being quick and easy you should be wary of doing this. Default settings are often used to give the cheapest quotes to draw you in but these may not be right for you or the level of cover you need.

Flexible Appointments

We understand in this modern world life is no longer 9-5 so we offer flexible appointments to suit your needs.

Our Advice

Our initial meeting is free of charge. There is no obligation to use our service. We will only charge if you decide to go ahead and use our services.

The right Mortgage

We will make a full assessment of your needs, priorities and goals and then recommend the right mortgage for you

The right Protection

Having gathered all the information about you, your circumstances and your home, we will provide advice and recommendation on the right protection for you.

Getting you there

We are not just here to arrange your mortgage and protection. We will support and guide you through the home buying process right up to the day you get your keys

The future

We will be here to provide you with help, guidance and advice from re-mortgaging to home moves in the future as your circumstances change.

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Mortgages
Insurance & Protection


If you are experiencing financial difficulty and struggling to make repayments, then you can contact your lender who may be able to help taking account of your individual circumstances.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

You may want to contact one of the free impartial money guidance and debt advice services such as StepChange, Citizens Advice, or Turn2Us.

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